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• Accidental damage
• Wear and tear, gradual deterioration or mechanical breakdown
• Theft where there is no evidence of forcible and violent entry
• Losses outside the insured storage facility, unless in transit
• Items not owned by you
• Goods stored in non-professional or unsecured facilities
• Moth, vermin or infestation damage
• Items excluded under the policy, such as hazardous or illegal goods
• Losses from failure to meet security or eligibility requirements

Sum insured

£1,000 to £50,000

Single item, specified

£10,000

Single item, unspecified

£5,000

Valuables

Up to £5,000 in total

Collections

Up to £10,000 in total

Pedal cycles

Limit on your schedule

Transit

£5,000 per incident

Replacement locks

£250

Paper documents

Reprint costs only

Valuables, collections and pedal cycles are covered up to the limit shown in your schedule. If no pedal cycle limit is shown, pedal cycles are not covered. Theft claims need evidence, such as a police report. Insure for the full replacement value, or a claim may be reduced. No transit cover while the vehicle is unattended. Replacement locks are £250 per incident and in total per period of insurance, within the sum insured.

• Professionally operated and purpose-built for storage
• Run by a company whose primary business is storage
• CCTV surveillance
• Controlled access, such as staff or secure key-code entry
• Fire detection systems
• Complies with the storage operator's rental or licence agreement